Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment and you are unlikely to be protected if something goes wrong. Take 2 mins to learn more.

Risk Warning

Due to the potential for losses, the Financial Conduct Authority (FCA) considers this investment to be high risk.

What are the key risks?

1. You could lose all the money you invest

It's essential to bear in mind that investing in the property market comes with the risk of incurring losses, which could result in receiving a return on investment that is lower than the original investment amount.

2. You won’t get your money back quickly

The availability of buyers and sellers can affect the ease of selling your shares, and the sale price may be less than what you paid for them initially.
In the event of unfavourable circumstances, it may take a prolonged period of time to recover your investment in certain types of properties.
The payment of dividends is not assured and is dependent on the decision of the property-holding company's directors, who consider the property's financial condition. In the most extreme case, dividends may be halted.

3. Don’t put all your eggs in one basket

Putting all your money into a single platform or type of investment is risky. Spreading your money across different investments makes you less dependent on any one to do well. A good rule of thumb is not to invest more than 10% of your money in high-risk investments.

4. The value of your investment can be reduced

The value of your investment in property can be influenced by various market factors and specific risks, which are detailed in our Key Risks section. As your investment is tied to the underlying property value in your portfolio, it is subject to potential fluctuations in value, both upward and downward.
In some circumstances, properties may require extra funds, which may be raised through the issuance of new shares. If more shares are issued, the proportion of ownership in the property that you originally invested in will decrease. This may result in a reduction in the value of your investment, depending on the extent of future fundraising needed.
These new shares may have additional privileges that your shares do not have, or may be available at a lower price than what you initially paid for your shares. This could further diminish your chances of earning a return on your investment.

5. You are unlikely to be protected if something goes wrong

Protection from the Financial Services Compensation Scheme (FSCS), in relation to claims against failed regulated firms, does not cover poor investment performance. Try the FSCS investment protection checker.
Protection from the Financial Ombudsman Service (FOS) does not cover poor investment performance. If you have a complaint against an FCA-regulated platform, FOS may be able to consider it. Learn more about FOS protection.

If you are interested in learning more about how to protect yourself, visit the FCA’s website. For further information about investment-based crowdfunding, visit the FCA’s website.

Terms of service

These Terms of Service constitute a legal document between you, as the user of the Website, and Cahootz Group Ltd, as the owner of the Website. Throughout these Terms of Service references to we/our/us are to Cahootz Group Ltd and references to you/your are to you as the user of the Website.

1. Application

These Terms of Service set out the general terms governing your use of the Website. They apply to you as soon as you first use the Website, and you are deemed to have agreed to be bound by them upon your first use of the Website. If you do not wish to continue to be bound by these Terms of Service then please stop using the Website immediately.

2. Intellectual Property

This website contains various types of content, such as text, graphics, images, logos, icons, sound clips, video clips, and data compilations, as well as the website's layout, underlying code, and software. Collectively, these elements are referred to as the "Content." The Content belongs to Cahootz Group Ltd, our affiliates, or third parties we work with, and is protected by UK and international intellectual property laws and other relevant laws.

Unless otherwise indicated on the Website or unless you have obtained express written permission from Cahootz, you may not reproduce, copy, distribute, store, or otherwise re-use any material from the Website. Some limited exceptions to this restriction may be available under Part 1, Chapter 3 of the UK Copyright, Designs and Patents Act 1998, which contains provisions for "fair use" of copyrighted materials.

3. Relationship to Other Agreements

Along with the Terms of Service, the Privacy Policy also applies to all users of the Website. These two documents, collectively known as the "Website Agreements," outline the terms and conditions of your use of the Website.

During your use of the Website, you may be required to agree to additional documents, such as the Investor Terms and Conditions, Shareholders' Agreement, Articles of Association, and Management Services Agreement. These documents, referred to as the "Investment Agreements," govern your investment in a property on the website and your relationship with us and our affiliates.

However, it's important to note that these Investment Agreements do not replace the Website Agreements, which govern your technical use of the Website. Even after agreeing to the Investment Agreements, the Website Agreements still apply to you. In the event of a conflict between the Investment Agreements and the Website Agreements, the Investment Agreements will take precedence.

4. Disclaimers

Except as explicitly stated in the Investment Agreements, you need to be aware that:

We make no guarantee of any specific results from entering into an investment in a property on the Website including any net income and/or the capital return realised.
The investments on this Website may not be suitable for all investors and if you are in any doubt as to the suitability of the investments, you should seek independent financial advice.
No part of this Website is intended to constitute investment or tax advice, and it is your responsibility to ensure that you have undertaken all the necessary due diligence prior to making an investment.
The Website is provided “as is” and on an “as available” basis, and we give no warranty that it will be free of defects and/or faults.
We make no warranty or representation (express or implied) that the Website will meet your requirements, that it will be of satisfactory quality, that it will be fit for a particular purpose, that it will not infringe the rights of third parties, that it will be compatible with all systems, that it will be secure or that all information provided will be accurate.
We accept no liability for any direct or indirect loss or damage, foreseeable or otherwise, including any indirect, consequential, special or exemplary damages arising from your use of the Website or any information contained in it, to the maximum extent permitted by law.
You use the Website and its Content at your own risk.
We accept no liability for any disruption or non-availability of the Website resulting from external causes including, but not limited to, communications network failure, power failure, host equipment failure, ISP (internet service provider) equipment failure, natural events, acts of war, or legal restrictions and censorship.

5. Revisions

We may update these Terms of Service from time to time to reflect any changes in law or for any other reason. If we do update these Terms of Service, we will upload a new version to the Website and as soon as you use the Website after they have been uploaded, you will be deemed to have agreed to the updated version. You will still be bound by the previous Terms of Service that you have, or deemed to have, agreed to. If there is a conflict between any versions of the Terms of Service to which you have agreed, or deemed to have agreed to, the most recent version shall take precedence unless it is expressly stated otherwise.

6. Severability

We have made every effort to ensure that these Terms of Service adhere with the relevant provisions of the UK Unfair Contract Terms Act 1977 and other applicable laws. However, if any of the provisions or clauses are found to be unlawful, invalid or otherwise unenforceable, that provision or clause is deemed to be severed from these Terms of Service and shall not affect the validity and enforceability of the remaining Terms of Service. This clause on “Severability” shall only apply within the jurisdictions where a particular term is illegal.

7. No Waiver

In the event that either you or we fail to exercise any right or remedy contained in these Terms of Service, that does not mean that you or we have waived that right or remedy and so shall not be construed as a waiver.

8. Communications

If you wish to contact us about these Terms of Service, you may do so by sending us an email to support@cahootz.com.

9. Governing Law

These Terms of Service shall be governed by and construed and interpreted in accordance with the laws of England and Wales. In addition you and we hereby submit to the exclusive jurisdiction of the courts of England and Wales.

10. Definitions

We have used a few defined terms in these Terms of Service, some of which are not set out when first used. These include:

Website which means the website that you are currently using (www.cahootz.com) and any sub-domains of this site unless expressly excluded by their own terms of service.
Terms of Service refers to this document.
Privacy Policy means the privacy policy of the Website (available at Privacy Policy).
Cahootz is the trading name of Cahootz Group Limited, a private company registered in England and Wales under registration number 14413674 and at registered office 7 Bell Yard, London, England, WC2A 2JR, United Kingdom.

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