As per UK Financial Conduct Authority (FCA) guidelines, we will need to ask you a few questions about fractional property ownership as part of our sign up process. We recommend you watch the below video before proceeding.
Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment and you are unlikely to be protected if something goes wrong. Take 2 mins to learn more.
Due to the potential for losses, the Financial Conduct Authority (FCA) considers this investment to be high risk.
What are the key risks?
1. You could lose all the money you invest
It's essential to bear in mind that investing in the property market comes with the risk of incurring losses, which could result in receiving a return on investment that is lower than the original investment amount.
2. You won’t get your money back quickly
The availability of buyers and sellers can affect the ease of selling your shares, and the sale price may be less than what you paid for them initially.
In the event of unfavourable circumstances, it may take a prolonged period of time to recover your investment in certain types of properties.
The payment of dividends is not assured and is dependent on the decision of the property-holding company's directors, who consider the property's financial condition. In the most extreme case, dividends may be halted.
3. Don’t put all your eggs in one basket
Putting all your money into a single platform or type of investment is risky. Spreading your money across different investments makes you less dependent on any one to do well. A good rule of thumb is not to invest more than 10% of your money in high-risk investments.
4. The value of your investment can be reduced
The value of your investment in property can be influenced by various market factors and specific risks, which are detailed in our Key Risks section. As your investment is tied to the underlying property value in your portfolio, it is subject to potential fluctuations in value, both upward and downward.
In some circumstances, properties may require extra funds, which may be raised through the issuance of new shares. If more shares are issued, the proportion of ownership in the property that you originally invested in will decrease. This may result in a reduction in the value of your investment, depending on the extent of future fundraising needed.
These new shares may have additional privileges that your shares do not have, or may be available at a lower price than what you initially paid for your shares. This could further diminish your chances of earning a return on your investment.
5. You are unlikely to be protected if something goes wrong
Protection from the Financial Services Compensation Scheme (FSCS), in relation to claims against failed regulated firms, does not cover poor investment performance. Try the FSCS investment protection checker.
Protection from the Financial Ombudsman Service (FOS) does not cover poor investment performance. If you have a complaint against an FCA-regulated platform, FOS may be able to consider it. Learn more about FOS protection.
If you are interested in learning more about how to protect yourself, visit the FCA’s website. For further information about investment-based crowdfunding, visit the FCA’s website.
This investment calculator is designed to show how putting your money into a property could help you to achieve your investment goal.The results are based on the figures you put in and the options you choose. They are only intended to give you an indication of possible returns. They are not guaranteed and may vary considerably from the actual return you receive.This calculator does not provide personal advice or recommendations. If you are unsure whether a product is right for you, you should speak to a financial adviser.
We recommend you watch the below video before signing up.
"This is a truly great concept! I can focus on growing my portfolio while leaving the operational responsibilities behind."
Vitalii, Property Investor, Paris
"I can build a diversified portfolio at a fraction of the cost, gaining access to new opportunities while minimising risk... Well done!"
Marta, Property Investor, London
"Discovering Cahootz has been a game changer. Its new ownership model is refreshing, allowing for my investment to be cast far and wide."
Sean, Property Investor, London
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This website has been approved as a financial promotion by Cahootz Group Limited (company number 14413674, Cahootz). Cahootz is an authorised representative (FRN 997439) of Prosper Capital LLP (Prosper), which is authorised and regulated by the Financial Conduct Authority (FCA) with firm reference number 453007. Neither Cahootz, Prosper nor any of their affiliates or group companies provide any advice or recommendations in relation to any investment on this site. If you have any doubt about the suitability of the investment, or you require financial advice, you should seek a personal recommendation from an appropriately qualified financial advisor that does give advice. This website contains financial promotions relating to investments in property, full details of which are set out in the terms and conditions, shareholders' agreement, articles of association, and management services agreement for each SPV (the Investment Agreements). Investments are only open to eligible investors who are members of the Cahootz platform. Individual investments will be made on the terms and conditions of the Investment Agreements. The information on this website is governed by our terms and conditions of website usage, please visit our terms and conditions page for details. It is not for distribution in the United States of America and anyone who is not a UK resident must satisfy themselves that they are complying with the laws of their own country before they invest.
Before you make any investment promoted via this website, you must make sure that you fully understand the risks which are set out in the Investment Agreements to determine whether the investment is appropriate for you. In the event that the property falls in value, you may lose some or all of your capital, or if rent is not received, for any reason (e.g. void periods/non-payment), your returns may be lower than estimated. Please read our full Risk Warning.