Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment. Take 2 mins to learn more.

Risk Warning

Due to the potential for losses, the Financial Conduct Authority (FCA) considers this investment to be high risk.

What are the key risks?

1. You could lose all the money you invest

It's essential to bear in mind that investing in the property market comes with the risk of incurring losses, which could result in receiving a return on investment that is lower than the original investment amount.

2. You won’t get your money back quickly

The availability of buyers and sellers can affect the ease of selling your shares, and the sale price may be less than what you paid for them initially.
In the event of unfavourable circumstances, it may take a prolonged period of time to recover your investment in certain types of properties.
The payment of dividends is not assured and is dependent on the decision of the property-holding company's directors, who consider the property's financial condition. In the most extreme case, dividends may be halted.

3. Don’t put all your eggs in one basket

Putting all your money into a single platform or type of investment is risky. Spreading your money across different investments makes you less dependent on any one to do well. A good rule of thumb is not to invest more than 10% of your money in high-risk investments.

4. The value of your investment can be reduced

The value of your investment in property can be influenced by various market factors and specific risks, which are detailed in our Key Risks section. As your investment is tied to the underlying property value in your portfolio, it is subject to potential fluctuations in value, both upward and downward.
In some circumstances, properties may require extra funds, which may be raised through the issuance of new shares. If more shares are issued, the proportion of ownership in the property that you originally invested in will decrease. This may result in a reduction in the value of your investment, depending on the extent of future fundraising needed.
These new shares may have additional privileges that your shares do not have, or may be available at a lower price than what you initially paid for your shares. This could further diminish your chances of earning a return on your investment.

5. You are unlikely to be protected if something goes wrong

Protection from the Financial Services Compensation Scheme (FSCS), in relation to claims against failed regulated firms, does not cover poor investment performance. Try the FSCS investment protection checker.
Protection from the Financial Ombudsman Service (FOS) does not cover poor investment performance. If you have a complaint against an FCA-regulated platform, FOS may be able to consider it. Learn more about FOS protection.

If you are interested in learning more about how to protect yourself, visit the FCA’s website. For further information about investment-based crowdfunding, visit the FCA’s website.

How it works

Hassle-free fractional property investment

Our fractional property ownership model provides all of the benefits of traditional buy-to-let, but without the hassle of ongoing legal, financial and property management requirements.

3D render of Cahootz platform user interface components

Investment model

An investment model built around you

1. Fractions listed

Working with established UK developers we source rental properties, divide them into fractions (shares) and list them exclusively on the Cahootz platform.

2. Sale completed

When all fractions are allocated, we complete the purchase of the property through an SPV and distribute fractions (company shares) to investors.

3. Rent distributed

The investor receives regular rental income payments relative to the number of fractions they hold, alongside transparent property management reports.

4. Exit

We will value the property every three years at which time you will have the option to offer your fractions for sale at the current market rate.

A fraction is one ordinary share in an SPV (Limited Company) that owns 100% of a specific property.

Read our FAQs

Getting started

Investing in property has never been easier

Sign up

This includes a questionnaire to confirm that this is an appropriate investment for you and anti money-laundering checks.

Browse and invest

Explore our active property listings including detailed market and financial information. When you are ready, choose your number of fractions and invest.

Monitor and earn

Access your fractional property information, notifications and activity statements across your portfolio from within the Cahootz app.

Hold or exit

Hold your investment for the long-term, sell privately at any time, or offer your fractions to the Cahootz investor community at the current market value once every three years.

Join the waitlist

Simplicity

You invest, we do the rest

Traditional property investment can be notoriously complex and time consuming, which is why at Cahootz we take care of all legal, financial and property management requirements on your behalf. A full breakdown of all activity, fees and expenses associated with your properties will be accessible via your online account for complete peace of mind and a truly hassle-free property investment experience.

Join the waitlist

Structuring fee

Purchase Price

3% Purchase Price

3% of the property purchase price as a one-off structuring fee.

Monitoring fee

Gross Rent*

3% Gross Rent

3% of gross rental income each month as a monitoring fee.

*Not charged during vacancy periods

Transparency

A simple, transparent fee structure

At Cahootz we believe in complete transparency, both in terms of the information we provide to investors and the fees we charge for our services. We do not charge any performance related or selling fees and any capital appreciation earned is 100% retained by the investor.

Structuring fee includes:

Property sourcing and listing

Legal set up and fractionalisation

Property purchase management

Monitoring fee includes:

Investor reporting

Distribution of monthly rental income

Property valuations and re-listing

Flexibility

Stay in control

Property should always be considered a long-term investment, and at Cahootz we recommend you hold your fractions for at least three years. However, we also understand you may need the flexibility to sell your fractions sooner than planned. Whilst you can sell your fractions privately at any time, we also provide the ability to offer your fractions at the current market value to the wider Cahootz investor community every three years.

Learn more in our FAQS

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FAQs

Questions? we’ve got answers...

What is fractional investing in property?

Fractional investing is the process of investing in shares in a limited company which holds the legal title to a specific property. This shareholding entitles the owner to a proportional economic interest in the company such as rental income and any capital appreciation. Holding shares does not entitle the owner to live in the property or use the property for personal use.

What is Cahootz?

Cahootz is an online platform that allows investors to purchase fractional ownership in UK residential properties, making property investment more accessible and affordable. Eligible investors buy fractions in individual properties, earn income from rent, and any capital appreciation that may occur over the period in which they hold the fractions. Cahootz takes care of all the operating responsibilities.

How much does it cost to invest through Cahootz?

The minimum initial amount you can invest is £5,000. Once you have invested this minimum initial amount, you are then free to purchase single fractions across properties.

How does the Cahootz platform work?

Once you are registered on the platform, and passed the investment appropriateness test, you will be able to invest in fractions of residential buy to let property. These fractions entitle you to receive the proportional amount of rental income and capital value derived from the specific property in question. Through your account dashboard you will see all the relevant information regarding the property including the running costs, maintenance, and tenancy performance. Cahootz looks after all of this and provides you with a clear view of exactly what is going on with your property at any given time.

What is a fraction?